Contract value
Your entered hourly rate multiplied by the hours entered for the selected period.
2026–27 general estimate
Turn your contract rate into a clearer pay estimate.
Use the calculator to explore an estimated payroll breakdown. It is a planning tool, not a PAYG withholding calculator or tax advice.
Your contract
Enter the basics.
$
%
Include 2% Medicare levy estimateDoes not model low-income reductions or exemptions
Estimated take-home per week
$0.00
General estimate based on the assumptions shown below.
Contract value$0.00
Service fee estimate$0.00
Estimated gross pay$0.00
Estimated super (12%)$0.00
Estimated tax + selected Medicare$0.00
Estimated annual take-home$0.00
Estimated annual super$0.00
Annualised taxable pay$0.00
Important: This is a general estimate for illustration only. It assumes an Australian resident claiming the tax-free threshold, uses 2026–27 resident marginal rates, treats the entered contract amount after any selected fee as super-inclusive, and excludes tax offsets, HELP/STSL repayments, Medicare levy reductions/exemptions, Medicare levy surcharge, salary packaging, deductions and individual circumstances. Do not rely on it as financial, tax or payroll advice.
Income year2026–27
Super estimate12% general SG rate
Tax basisAustralian resident estimate
How to read the estimate
Useful for planning, not for final payroll.
Actual payroll withholding depends on the employee declaration, payroll frequency, tax tables and individual circumstances. The calculator deliberately states its assumptions rather than presenting an estimate as a guaranteed outcome.
Gross pay & super
For illustration, the post-fee contract value is treated as super-inclusive and separated using a 12% general super guarantee estimate.
Estimated tax
The calculator annualises gross pay and applies the 2026–27 Australian resident marginal income tax brackets. Medicare can be included as a simple 2% estimate.
Take-home pay
Estimated gross pay less the calculator’s estimated tax amount. Your actual cash pay may differ materially.
Need a real payroll figure?
Move from estimate to engagement details.
A real payroll calculation requires the actual contract structure, employee declarations and payroll settings. Ion Tech can use those details when confirming the service arrangement.